State Farm and Florida

As we all know homeowners insurance is to cover the homeowner and the mortgage company should a disaster strike your home.

This year it was announced that State Farm insurance will no longer renew or write any new home owner policies in the state of Florida. For the 1.2 million State Farm policy holders this means

Filing a Claim:

No matter how careful you are property damage, accidents, burglaries, vandalism and acts of Mother Nature happen. If you never filed an insurance claim, the process can be overwhelming and confusing but it doesn't have to be. These simple steps and some basic common sense could help you get through filing an insurance claim.

Did someone say mold?

Each year there are many insurance claims regarding mold damage in homes and businesses. Mold can be very destructive and cause damage to building materials, goods and furnishings.

Mold can also affect your health especially if you are allergy sensitive. You may experience nasal stuffiness, eye irritation, wheezing or skin irritation. If you are especially sensitive, you may be inflicted with more severe reactions.