Recently we received a phone call from a client who needed out services.  He was looking update his homeowners insurance and wanted to be sure he had enough coverage should a flood or other disaster hit their home.

This family is a large collector of many things.  Some of . . . → Read More: Do You Have Enough Insurance?

 D-I-V-O-R-C-E

Tammy Wynette wrote the quintessential country song called D-I-V-O-R-C-E.  For those of you who have not heard it, it is exactly what you would think, an iconic country songstress belting out the letters of every married couples nightmare while wearing a sequin gown, showing off her big sprayed country . . . → Read More: Divorce Help

Running Toilets

Early detection of leaks can be the difference between cleaning up the mess with a mop or hiring and entire crew to do a major construction job that involves mold, new flooring and other costly repairs.

The sound of a running toilet drives me . . . → Read More: Running Toilets Can Run You Out of Home and Money

Washing machines hoses are the leading cause of home floods. State Farm Insurance states $100 million dollars per year is shelled out from washing machine floods. An easy way to potentially prevent this from happening to you is to replace your hose every three years. If you are not sure when the last time . . . → Read More: Scrub A Dub Dub….Did Someone Say Flood?

The Federal Citizen Info Center has a ton of great advice as to what records to keep and for what duration to keep them.

Birth, Marriage and Death Certificates can be stored safely in a fire proof box. I read about a great suggestion when using a fire proof box, place papers in . . . → Read More: Keeping Records

finding a new carrier for their homeowners insurance. Single family dwellings, condos, boats and renters with State Farm homeowners will all be affected.

If you are one of the home owners presently using State Farm as your insurance provider you may want to take a better look at the services Florida Inventory Services offer. . . . → Read More: State Farm Pulling Out of Florida

Trim trees and eliminate low branches that either hang to the ground or lay to the eaves of your home.

Add "fuel breaks" to the landscaping of your home. Fuel break examples are gravel or brick walkways, stone or paved driveways and stone walls basically anything that will break up the path of . . . → Read More: Brush Fire Season

I took a break from flood duty and went to my Mother’s home around the corner and through flood soaked eyes; I took a good look at her living area. I realized had the exact same flood happened in her home, she would have encountered $10-$20,000 worth of damage. Because of decisions . . . → Read More: My Big Flood

There are many security companies that offer a risk assessment free of charge. This is a great way to get started. The risk assessment allows a security company to show you weaknesses in the security of your home or business and what they suggest you do. It allows your security system to fit your . . . → Read More: Keeping it Secure